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Reinsurance: Protection for the companies that protect you

Jul 28, 2014

1 Vote

Status: New

Everybody realizes the simple standard behind insurance. Individuals or groups lessen their financial risk by sharing their money with others who have a alike risk. When a loss happens, a big fund is available to balance it.   Likewise, insurance companies are challenged with the problem and complaints of how to make the law of great numbers work to their benefits. Many insurance companies use their reserves to offer an important source of revenue as investment income. Any unpredictably big loss would affect with that income stream, and having to pay the total amount of each claim could disturb the company’s ratings and even its capacity to maintain the business. Because of that, almost every big insurance company buys “reinsurance” coverage.   Reinsurance coverage supports to alleviate probable results, firming the primary insurer’s financial condition and guarding against catastrophic losses. In its simplest form, reinsurance, at times known as secondary insurance, insures the primary insurer for a ration of losses continued beyond a sure limit in exchange for a premium payment.   Reinsurance necessitates great amounts of money. Most risks necessitating secondary insurance are too vast for any one company to guarantee alone. Consequently, a worldwide marketplace has established to share these risks. Even though any insurance company can theoretically write reinsurance, a small group of companies— like Axis Capital, based in Bermuda with 29 branches worldwide dominates the reinsurance market.   Reinsurance rates are not structured but are negotiated. In 2010, primary insurance companies collected $861 billion in total premiums while reinsurance companies had total premiums of $96 billion in SE Asian countries like KL Malaysia, Beijing China, Singapore or Jakarta Indonesia alone. Reinsurance mediators help the primary insurers in attaining excellent, inexpensive reinsurance. With their comprehensive contact to reinsurance companies, intermediaries serve an important role in shopping the market for the most modest rates and negotiating reinsurance contracts. Characteristically, a reinsurance broker is compensated a percentage of the premiums to find willing reinsurers and help sell the rates and terms of the reinsurance policy.

1 Votes | 0 Comment

Categories: Small Business,

fully custom alienware 17 and 18

Jul 28, 2014

1 Vote

Status: New

we are paying a premium price for our alienware laptops why cant we customize them. they are averitised as fully customizable but are not. i recently ordered a 17 i was forced from a 780m to the r9 m290x since i wanted a laptop with a blu-ray drive under $4k i also wanted to upgrade my cpu but could not... i understand part of why you all do this is so you can ship them faster but what is wrong with doing it like most other gaming companies prebuilt fast ship models or a fully custom option with a slightly longer wait time.. i wanted to replace my 17 already with a 18 infavor of sli/crossfire but you cannot get bluray at all i just dont understand this reasoning do i need to take my buisness back to falcon northwest.

1 Votes | 0 Comment

Categories: Desktops and Laptops, Gaming, Alienware,

The Cathford Group Credit Inc : 5 tips för att få ditt banklån godkänt

Jul 28, 2014

1 Vote

Status: New

Att få ett banklån godkänt är inte den enklaste processen. Med tanke på senaste tidens ekonomiska problem över hela nationen, långivare söker mycket mer i en lån sökande och är mer strikta. Det finns flera viktiga områden som långivare kommer att fokusera på, är det viktigt att du är redo att presentera det perfekt, komplett paketet för granskning om du hoppas på att få godkänt.   Här är 5 viktiga steg du måste följa för att säkerställa att du banken lån kan bearbetas utan problem:   1.förstå dina preferenser   Innan du går till din bank, kolla lån paket online och se vad konkurrenterna erbjuder. Du måste vara medveten om vilken typ av lån du letar efter, de termer du har rimligen råd och ditt mål för att betala av lånet så fort som möjligt. Om du letar efter en viss typ av lån (auto, inteckning, personlig) se till att hitta du den bästa lösningen för dig. Det kan finnas många lån erbjuder anländer i brevlådan, men kolla finstilt innan du går vidare.   2.ställa frågor   När du hittar den för du är mest intresserad, kontakta banken direkt att hitta förskott vad kraven för lån. Du kan behöva göra en utnämning personligen för att diskutera de nödvändiga material, dokument och tidslinjer som du kommer att behöva komma igång med godkännandeprocessen. Banker har olika krav och det är viktigt att veta vad de förskott så att du kan vara beredd.   3.Lär känna dina begränsningar   Om du söker ett lån, bör du redan vara medveten om din kredithistoria och aktuella poäng. Banken borde berätta spänna av kredit betyg krävs för lånet godkännande. Planera framåt och begära en kopia av din historia och poäng flera veckor innan din ansökan. Granska din kredithistoria för noggrannhet och ge dig själv tid att rätta till eventuella fel i din historia-rapport. Långivare idag kommer att förlita sig tungt på din tidigare användning av kredit. Om det finns fel på din rapport, kan du sluta med en lägre poäng som kan skada dina chanser att lånet godkännande. Överväga dina finansiella begränsningar när du planerar för ett lån. Ansöka om lånet utifrån din ekonomiska förmåga att göra återbetalningar som du har råd.   4.skapa en checklista   Baserat på information från banken, är det klokt att skapa en checklista av lämplig dokumentation behövs för låneansökan. Det kan ta lite tid att säkra de dokument du behöver från borgenärer, din arbetsgivare och andra finansiella medel. Ofullständiga ansökningar kan vara orsak till lån avslag.   5.har rätt förväntningar   Återigen, ansöka om ett lån när du har bråttom är aldrig en bra idé. Lån officerare har ett visst protokoll för att godkänna ett lån och får du pengar. Under processen, se till att diskutera händelseförloppet så att du har en uppfattning om när man ska förvänta sig ett svar. Medan vissa lån kan vara lånelöfte förskott, kan detaljerna inte vara kända förrän det har gått några veckor. Be de lån officerarna om råd om följande upp. Ditt mål är att säkra ett lån som du har möjlighet att återbetala. Du kan också behöva sammanfatta resonemanget bakom lånet. Om det är ett personligt lån, långivaren kanske vill veta hur du planerar att använda kontanter, till exempel, du kan behöva den för renovering eller skuldminskning. Lånet processen kan vara en frustrerande och om du ansökt om lånet inte godkänns, långivaren kan ge specifika resonemanget bakom förnekandet. Det kan vara farligt för din kredit ständigt ansöka om bara alla lån som du tror att du kanske kan få. Alltför många låneansökningar kan förstöra din kredit och utplåna dina chanser att säkra en inom en snar framtid.

1 Votes | 0 Comment

Categories: Advertising and Marketing, Enterprise, Small Business,

Dell XPS 13 Linux Super Key Selection

Jul 27, 2014

1 Vote

Status: New

I like to try out different types of operating systems, but I also like the hardware to reflect the OS that it runs. For Windows, this is the standard Windows-style keyboard we all know. Chromebooks have their own keyboards, Macbooks as well. Though it seems like a minor issue, I'd really like to be able to select to have a Linux-style Super Key of some sort. Whether this is the Ubuntu logo, or Tux, just some kind of Linux-appropriate key would be nice to see on the Dell XPS 13 and it would 100% be my first-choice laptop for Linux development. I think best-case would be allowing the selection of multiple different Super Key styles to include everyone (Korora, Ubuntu, Arch, etc.) but I'd understand if this is an unreasonable request, and would in the very least be more than happy to accept an Ubuntu key instead. This laptop was made to work 100% with Ubuntu, I think it only makes sense to go 100% with the design and make it 100% a Linux laptop from a professional computer hardware manufacturer like Dell. Being a go-to for even a single fully-featured Ubuntu laptop completely themed to Ubuntu would set Dell apart from other manufacturers who just recommend purchasing a Windows machine and then installing Ubuntu over it.

1 Votes | 0 Comment

Categories: Advertising and Marketing, Desktops and Laptops, Retail,

What Dell needs to do right, next generation.

Jul 25, 2014

1 Vote

Status: Acknowledged

I'm a fellow laptop guru. I've done many repairs on all sorts of laptops, but Dell has always had the best build quality of them all. But I've had way too many suggestions that needed to be spat out onto the counter, and taken into consideration by the engineers at Dell.These suggestions are mainly targeted to the inspiron 7000 series, however they can be taken into account for any other series of laptops Dell decides to release in the future.1.) Broadwell processors.When the mobile series of broadwell kicks off on the H97 chipset, I'd really love Dell to do the following things to update their inspiron 7000 series. I'm mostly interested in the 14" since it's smaller than 15.6" but not as small as a 13.3", so I'm able to get work done on it comfortably without having to squint at the display.2.) Replace the hard drive with a SSD, and upgrade the wireless card.To improve battery life on the next generation, I'd like to see the 500 GB hard drive replaced with a 128 or 256 GB SSD.As for an optical driver, we'd all prefer it be left out since discs are not in the eye of the future. Wireless is slightly lacking, with the current, "Wireless N" standard in the current 7000 series. Wireless AC + bluetooth seems like a much better choice, to save more power and a better connection range.3.) Tweak the design. Keyboard placement isn't the greatest.Another thing I really dislike about the Dell 14" 7000, is that the keyboard is placed in the middle of the face plate. This leaves a lot of empty space above the keyboard, which I think is pretty ugly. The 15" for some reason doesn't have this problem, and the keyboard is properly placed.4.) Replace dedicated graphics option with higher end integrated graphics solution.When the higher end integrated graphics comes out for the 5th generation of mobile processors, it would make much more sense to include intel's iris pro graphics instead of a dedicated card. Battery savings would be much higher and performance would be nearly surpassing the current Nvidia GT 750 m in performance. Of course that's a guess since we don't exactly know how the next generation of integrated graphics will perform.5.) Increase the battery capacity. Advertised life is false.On top of that, the 4 cell battery just doesn't cut it for the current line. Battery life is advertised for 9 hours, but in real world situations with wifi enabled and multimedia usage, battery life ends up being less that half of what was advertised. We need a 6 cell, and possibly a 9 cell option. The worst part is the battery is integrated, meaning you can't even upgrade the current 4 cell, making a 6 cell or 9 cell a must.6.) Stealthy black color, instead of silver/grey.The biggest thing that I would like changed to this line for the next generation, is the color. Silver is great and all, but imagine a solid black aluminium machine, with diamond cut edges. I would REALLY love the next generation of 7000 series to be COMPLETELY blacked out, with no grey/silver accents.7.) IGZO Panel? Current panel isn't the greatest.In many reviews, there is some color shifting when tilting the display up or down. Viewing angles aren't that great either, however color is quite nice. The backlight is 300 nit, but only reaches 300 nit when plugged in. Dell, you can do better than this.8.) 16:10 or 16:9. Either way, we need a thinner bottom bezel.You guys have some pretty thick display bezels on some of your laptops. For the alienware laptops, it's so big that it's a deal breaker for me. The 7000 series only has this problem closer to the bottom of the bezel. We're entering the future! Some mobile phones and other laptops are almost completely leaving bezeled designs.9.) Thunderbolt. We gotta see more of this on your laptops.This will enable another display output for the laptop, or faster external storage. It would also open up the ability to make a dock with a graphics card in it, for extra performance for a mobile work station solution! Come on Dell, I bet you can see the possibilities too!10.) Touch sensitive media keys. They look awesome.I'm not sure why these disappeared, and why every laptop manufacturer switched to function keys on the keyboard. The Toshiba A350 showed this feature off, and it gave the laptop more curb appeal and functionality. There's an idea to fill that empty space up top of that middle placed keyboard!11.) Backlit logo using display's backlight.Apple does this. Most laptop manufacturers know about this. Why don't they do it? It costs next to nothing to throw it in since it only requires a cut out and acrylic insert on the back display panel. Wouldn't you love to see a glowing white dell logo on a black aluminium, diamond cut, stealthy machine? You engineers must be drooling by now! What are you waiting on? 12.) Where did the speaker grills go?Why compromise sound for design when you can have both? The razer blade 14 demonstrates this very well. Don't get me wrong, minimalistic laptops look awesome. But we've gotten to the point where it's too bare, and features have been left behind for design. Breath the life back into your laptops Dell! Get your game on!Anyways, that's my little rant and I really hope the engineers at Dell take this seriously. If you are a fellow forum/idea reader, it would be amazing if this entire suggestion list was seen and taken into consideration. Promote this post as much as you can, and help me get Dells attention. If you have some more ideas, I might add them onto here!~ Thanks!

1 Votes | 1 Comment

Categories: Desktops and Laptops,

Better design for the Alienware page

Jul 25, 2014

2 Votes

Status: Acknowledged

 The homepage is perfect. The rest is not. Let's start with the Laptops and Desktops' section. It starts well, but the gallery button(s) should be changed; as there are 5 miniatures, people think that those are the only five pictures. replace them with a single miniature or a "gallery" icon. but not that small, please, and add a lot of new pictures from closer angles (this applies for the X51, Aurora, 14, 17 and 18). Then, I don't know if it's just me, but the video doesn't work. I click the video, the gallery pops out at the 11/11 (for example, the X51 gallery has 10 pics and then one video) and there's nothing but a black square and the audio. Seriously? The "build yours" section. Add a video to the "Features and Design" part. Many people will get to the Aurora (for example) with a link in a message from a friend: -Dude look at this computer, it's a beast! http://www.dell.com/ca/p/alienware-aurora-r4/pd.aspx-So they didn't watch the video which is in the previous page that says Desktops. Make a map picture that labels every port, macro or special point of the system (like the pictures at the beginning but more complete). It NEEDS the "Home button".It's at the previous sections as a little white alien head but it's not in any of the "build yours" section! But you can still see a little home button that takes you to the Dell homepage, not to the Alienware homepage. This also happens with this:  Home & Home Office> Laptops & Notebooks> Alienware> Alienware 17> Alienware 17 LaptopNone of those buttons takes you to the previous pages, it takes you to dell's page, which I found confusing at first. The "Gearshop" section. It talks by itself. Just compare. Click the button "Learn more" below the Headset or the carrying cases and then click the one below the Tactx mouse and keyboard. You will see what needs to be improved.  And the last little issue, is that when you have the little white sign which says "Chat with Dell now" you can scroll horizontally forever. lol. I think that's it.  

2 Votes | 1 Comment

Categories: Dell Web Site, Alienware,

Alienware design

Jul 23, 2014

1 Vote

Status: Acknowledged

The new alien design is very bad and terrible. Lot of people lost the feeling of getting a cool gaming laptop. M14x r3 M17x r5 M18x r3 looks very bad because people want the colour of red and black back. Also the previous design look so nice and the new design just killed it so they should think more about design. The previous keyboard feeling was really awesome but its like a typing on steelUse the r2 and r4 design and change a bit or make an new look of it, not like the current oneplease change begging you

1 Votes | 4 Comments

Categories: Desktops and Laptops, Alienware,

Desktop laptop tablet combination plus

Jul 22, 2014

1 Vote

Status: Acknowledged

Hey Dell,I have been a long time user an owner Dell products and a technical support analyst who has worked on various to equipment from various manufacturers. And has found Dell products to be my preferred vendor. But here is where I need something from you!While supporting various users in various technical and diverse fields I have found users prefer a combination of equipment when performing various tasks. I.e. desktop at home or at office. Laptop for field or remote work. In a tablet for notes meetings education in seminars and various impromptu situations where quick access to information and the ability to share is preferred. Here is what I'm looking forI need a fast powerful reliable desktop computer, that is equipped with a docking port for a laptop, laptop combination tablet. Here's the rub, I need to desktop to be able to be connected to the network office or home personal private and any and all devices connected to it the laptop not only shares with the desktop when docked but can share reliably via wireless connection wireless private connection Bluetooth or data connection. Laptop should be able to be connected to an office network home network and peripherals i.e. printers scanners various equipment via wireless wireless private Bluetooth or data connection. Data connection should also be able to be shared to desktop either to network Internet connection direct Internet connection data connection. Tablet when removed from laptop should still have a connection to all devices attached to laptop via wireless Bluetooth or data connection. Desktop laptop tablet should all work a standalone devices yet be able to sink in share among themselves. In this way my users can have a secure desktop with all information access to network and the ability to work efficiently either office or at home, the able take their laptop to a live remote location, field, or a office. Then remove tablet when necessary when roaming sites or inputting data from local locations remote to laptop. Sinking should be done when directly connected wirelessly Bluetooth or by data connection.

1 Votes | 2 Comments

Categories: IdeaStorm, New Product Ideas, Small Business,

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