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Reinsurance: Protection for the companies that protect you

Jul 28, 2014

1 Vote

Status: New

Everybody realizes the simple standard behind insurance. Individuals or groups lessen their financial risk by sharing their money with others who have a alike risk. When a loss happens, a big fund is available to balance it.   Likewise, insurance companies are challenged with the problem and complaints of how to make the law of great numbers work to their benefits. Many insurance companies use their reserves to offer an important source of revenue as investment income. Any unpredictably big loss would affect with that income stream, and having to pay the total amount of each claim could disturb the company’s ratings and even its capacity to maintain the business. Because of that, almost every big insurance company buys “reinsurance” coverage.   Reinsurance coverage supports to alleviate probable results, firming the primary insurer’s financial condition and guarding against catastrophic losses. In its simplest form, reinsurance, at times known as secondary insurance, insures the primary insurer for a ration of losses continued beyond a sure limit in exchange for a premium payment.   Reinsurance necessitates great amounts of money. Most risks necessitating secondary insurance are too vast for any one company to guarantee alone. Consequently, a worldwide marketplace has established to share these risks. Even though any insurance company can theoretically write reinsurance, a small group of companies— like Axis Capital, based in Bermuda with 29 branches worldwide dominates the reinsurance market.   Reinsurance rates are not structured but are negotiated. In 2010, primary insurance companies collected $861 billion in total premiums while reinsurance companies had total premiums of $96 billion in SE Asian countries like KL Malaysia, Beijing China, Singapore or Jakarta Indonesia alone. Reinsurance mediators help the primary insurers in attaining excellent, inexpensive reinsurance. With their comprehensive contact to reinsurance companies, intermediaries serve an important role in shopping the market for the most modest rates and negotiating reinsurance contracts. Characteristically, a reinsurance broker is compensated a percentage of the premiums to find willing reinsurers and help sell the rates and terms of the reinsurance policy.

1 Votes | 0 Comment

Categories: Small Business,

The Cathford Group Credit Inc : 5 tips för att få ditt banklån godkänt

Jul 28, 2014

1 Vote

Status: New

Att få ett banklån godkänt är inte den enklaste processen. Med tanke på senaste tidens ekonomiska problem över hela nationen, långivare söker mycket mer i en lån sökande och är mer strikta. Det finns flera viktiga områden som långivare kommer att fokusera på, är det viktigt att du är redo att presentera det perfekt, komplett paketet för granskning om du hoppas på att få godkänt.   Här är 5 viktiga steg du måste följa för att säkerställa att du banken lån kan bearbetas utan problem:   1.förstå dina preferenser   Innan du går till din bank, kolla lån paket online och se vad konkurrenterna erbjuder. Du måste vara medveten om vilken typ av lån du letar efter, de termer du har rimligen råd och ditt mål för att betala av lånet så fort som möjligt. Om du letar efter en viss typ av lån (auto, inteckning, personlig) se till att hitta du den bästa lösningen för dig. Det kan finnas många lån erbjuder anländer i brevlådan, men kolla finstilt innan du går vidare.   2.ställa frågor   När du hittar den för du är mest intresserad, kontakta banken direkt att hitta förskott vad kraven för lån. Du kan behöva göra en utnämning personligen för att diskutera de nödvändiga material, dokument och tidslinjer som du kommer att behöva komma igång med godkännandeprocessen. Banker har olika krav och det är viktigt att veta vad de förskott så att du kan vara beredd.   3.Lär känna dina begränsningar   Om du söker ett lån, bör du redan vara medveten om din kredithistoria och aktuella poäng. Banken borde berätta spänna av kredit betyg krävs för lånet godkännande. Planera framåt och begära en kopia av din historia och poäng flera veckor innan din ansökan. Granska din kredithistoria för noggrannhet och ge dig själv tid att rätta till eventuella fel i din historia-rapport. Långivare idag kommer att förlita sig tungt på din tidigare användning av kredit. Om det finns fel på din rapport, kan du sluta med en lägre poäng som kan skada dina chanser att lånet godkännande. Överväga dina finansiella begränsningar när du planerar för ett lån. Ansöka om lånet utifrån din ekonomiska förmåga att göra återbetalningar som du har råd.   4.skapa en checklista   Baserat på information från banken, är det klokt att skapa en checklista av lämplig dokumentation behövs för låneansökan. Det kan ta lite tid att säkra de dokument du behöver från borgenärer, din arbetsgivare och andra finansiella medel. Ofullständiga ansökningar kan vara orsak till lån avslag.   5.har rätt förväntningar   Återigen, ansöka om ett lån när du har bråttom är aldrig en bra idé. Lån officerare har ett visst protokoll för att godkänna ett lån och får du pengar. Under processen, se till att diskutera händelseförloppet så att du har en uppfattning om när man ska förvänta sig ett svar. Medan vissa lån kan vara lånelöfte förskott, kan detaljerna inte vara kända förrän det har gått några veckor. Be de lån officerarna om råd om följande upp. Ditt mål är att säkra ett lån som du har möjlighet att återbetala. Du kan också behöva sammanfatta resonemanget bakom lånet. Om det är ett personligt lån, långivaren kanske vill veta hur du planerar att använda kontanter, till exempel, du kan behöva den för renovering eller skuldminskning. Lånet processen kan vara en frustrerande och om du ansökt om lånet inte godkänns, långivaren kan ge specifika resonemanget bakom förnekandet. Det kan vara farligt för din kredit ständigt ansöka om bara alla lån som du tror att du kanske kan få. Alltför många låneansökningar kan förstöra din kredit och utplåna dina chanser att säkra en inom en snar framtid.

1 Votes | 0 Comment

Categories: Advertising and Marketing, Enterprise, Small Business,

Desktop laptop tablet combination plus

Jul 22, 2014

1 Vote

Status: Acknowledged

Hey Dell,I have been a long time user an owner Dell products and a technical support analyst who has worked on various to equipment from various manufacturers. And has found Dell products to be my preferred vendor. But here is where I need something from you!While supporting various users in various technical and diverse fields I have found users prefer a combination of equipment when performing various tasks. I.e. desktop at home or at office. Laptop for field or remote work. In a tablet for notes meetings education in seminars and various impromptu situations where quick access to information and the ability to share is preferred. Here is what I'm looking forI need a fast powerful reliable desktop computer, that is equipped with a docking port for a laptop, laptop combination tablet. Here's the rub, I need to desktop to be able to be connected to the network office or home personal private and any and all devices connected to it the laptop not only shares with the desktop when docked but can share reliably via wireless connection wireless private connection Bluetooth or data connection. Laptop should be able to be connected to an office network home network and peripherals i.e. printers scanners various equipment via wireless wireless private Bluetooth or data connection. Data connection should also be able to be shared to desktop either to network Internet connection direct Internet connection data connection. Tablet when removed from laptop should still have a connection to all devices attached to laptop via wireless Bluetooth or data connection. Desktop laptop tablet should all work a standalone devices yet be able to sink in share among themselves. In this way my users can have a secure desktop with all information access to network and the ability to work efficiently either office or at home, the able take their laptop to a live remote location, field, or a office. Then remove tablet when necessary when roaming sites or inputting data from local locations remote to laptop. Sinking should be done when directly connected wirelessly Bluetooth or by data connection.

1 Votes | 2 Comments

Categories: IdeaStorm, New Product Ideas, Small Business,

Sonicwall 215/215W and SonicPoints

Jun 30, 2014

2 Votes

Status: Acknowledged

I just found out about two significant differences when deploying SonicPoints depending if you own a 215 or 215W. Based upon the Sonicwall rep I just spoke to at Dell, he stated: 215:  (recommended)  If you plan on having a SonicPoint device or multiples, then get a firewall without wireless. 215W: Since this firewall comes with wireless built-in, you will have gaps (or temporary delays) in coverage as device(s) move between a SonicPoint and the wireless within the firewall.   Does anyone find this kind of odd?  Yet, does anyone see any type of information stating that if you deploy SonicPoints that its not recommened to get a SonicWall with built in wireless? So here hence is the question and the issue.  If you have coverage everywhere except where your firewall is at (usually in the basement or comm closet where the rest of your gear is at) it appears Sonicwall wants you to deploy another SonicPoint right next to the firewall.    The person with commonsence would normally think -- no, I won't have to spend more money with a SonicPoint, I'll just get a SonicWall 215W that way I have a internet presesnce in my comm closet and with my SonicPoints.   This according to Dell is wrong.   So for any of you who think that you will have a seemless integration for SonicPoints with your existing SonicWall that has integrated wireless, your in for some surprises. (IDEA --->) Now why didn't Sonicwall integrate the same technology within their firewalls as they do the SonicPoints?  (Internal SonicPoint in otherwords)  Then IF I had a TZ215W and I wanted to deploy or extend my range with more SonicPoints, then I wouldn't have a gap or transfer of coverage between devices. There is nothing more frustrated than committing to a model and then you find out later, "Well, that's not exactly going to work well.   If you wanted to go wireless, you should have just bought a standard firewall and then installed SonicPoints."   What is says to me is -- if you out grow your existing TZ215W, Sonicwall will want to you purchase another model and then deploy your SonicPoints.   What??  I already have wireless, why would I want to move to a standard TZ215 just because I have a need to now deploy SonicPoints?  What does everyone else know, hear or see about this?   Was this Dell rep right on or are there flaws in what he said? This paints a dark picture which makes people begin to think this was a deliberate move by Sonicwall to generate more profit, rather than put together a well integrated solution.  Yes, that's an assumption, but in either case the Dell customer ends up holding the bag. --LANMAN

2 Votes | 2 Comments

Categories: Enterprise, IdeaStorm, Small Business,

Bi-Partisan Graphics for Alienware Systems

Jun 26, 2014

2 Votes

Status: Acknowledged

One of the things discussed this year, particualrly at Game Developers Conference and E3, is how graphics manufacturers are less likely in the future to provide dedicated support to multiple game engines, instead opting to one or another.  For example, AMD recently announced Mantle support for CryEngine, whilst NVIDIA Gameworks has listed limited functionality for Unreal Engine 4 Subscription and full functionality for UE4 Custom License.As a developer for both engines, this makes it difficult for content creation as performance will take a dive on one of them, no matter which card I choose; however, it has been known for many years for DIY desktop users to have a setup where they can select which card they wish to run, either with certain pre-designed motherboards from EVGA or ASUS, or with the system set to enter the Boot Options screen whenever it is switched on...What I propose, therefore, is an experiment in benefitting independent studios or architects that make use of Alienware systems with said game engines.  In desktops this is relatively straightforward, as most good motherboards today provides ample space for a single NVIDIA card, and then another for AMD.  As for laptops, typically CrossfireX or SLI configs will occupy the full back-end of the machine (with two mobile GPUs situated side-by-side), so it might be possible to use this layout as well for one from each manufacturer [Fig. 1]:In conjunction with the RedHarbinger Cross Desk from my "Hiv3" proposal, this process could then be experimented with a paired SLI/Crossfire workstation setup (two AMD, and two NVIDIA), in a dual-system configuration [Fig. 2]:Bear in mind this proposal would be for Small Business customers; although it would satisfy some gamers, many would find it impractical unless they professional or independent game developers.

2 Votes | 6 Comments

Categories: Desktops and Laptops, Small Business, Alienware,

Port QHD+ to 17" screen

Jun 24, 2014

3 Votes

Status: Acknowledged

Hi - I'd love to have the high-res QHD+ screen on a larger (17") laptop.  I can't believe I'm the only one (software developer or other bsuiness user) who wouldn't love the extra real-estate on a screen where you don't need a magnifying glass to see the small font/icons (as with the 15".)  I understand that Dell wanted to compete with Retina, but practically speaking, a 17" screen would make so much more sense.and drive sales.  I've been waiting 7 years to upgrade my Dell Inspiron E1705, but any "upgrade" choice has always meant less real-estate with which to work.  I don't watch movies on my laptop.  I use it for work/productivty. So although I have the money ready, I will continue replacing parts as needed on my current system until a true upgrade is available.

3 Votes | 3 Comments

Categories: Desktops and Laptops, Small Business,

WHAT ABOUT HAVING A VOICE RECOGNITION PC

Jun 19, 2014

1 Vote

Status: Acknowledged

hello Michael S. Dell , my name is manoj, iam an indian, i have an idea of  "WHAT ABOUTHAVING A VOICE RECOGNITION PC" . what i mean to say was  as we now seein our smart phones we are using voice recognition system , forexample in play store app we can see a sign of voice recognitionsymbol at the search option here we can use our voice command tosearch our required app .In the similar way why cant we develop aapplication ,i mean to improve the present one ,as i was being aaviation student cant be able to develop the application , this can beused in such a manner that ,BESIDE OF URL SPACE BAR WE CAN USE A VOICERECOGNITION SYMBOL TO PLACE OUR COMMAND LIKE FOR EX :OPEN GOOGLEHOMEPAGE or WWW.GOOGLE.COM.so here is my idea for you to beendeveloped soon.          HOPPING YOU HAS UNDERSTOOD MY IDEA AND BEEN TO BE DEVELOPEDSOON              CONTACT ME FOR MUCH MORE IDEAS IF YOU HAD LIKED THISONE. ,

1 Votes | 2 Comments

Categories: IdeaStorm, Small Business, Software,

A place to post stories of startups involving Dell computers, or Dell the company

Jan 29, 2014

1 Vote

Status: Acknowledged

Since this is a crowdsourcing site, could some part of IdeaStorm become a location for people to tell interesting stories of their business startup stories involving either Dell computers and other products, and/or Dell as a company in the communities where it operates?

1 Votes | 3 Comments

Categories: Dell Community, New Product Ideas, Small Business,

A decent 14" thin laptop with Radeon 8850M

Dec 16, 2013

2 Votes

Status: Acknowledged

I recently saw the Latitude 3540 test at notebookcheck.net, the configuration sparked my interest; a low voltage Intel i5 CPU with Radeon 8850M GDDR5. It is perfekt, exactly what I need. I can work on it, while in the background I can Litecoin mining with the GPU. However I need smaller laptop, so than found Latitude 3440, but that is build with Nvidia 740M unfortunately. Will it come with option Radeon GPU or other thin 14" laptop?

2 Votes | 4 Comments

Categories: Desktops and Laptops, New Product Ideas, Small Business,

More i5 Options for the Latitude E6540

Dec 10, 2013

2 Votes

Status: Acknowledged

Please either allow customization options for the new E6540 or at a bare minium offer more pre-built options for the i5 processor.Currently the only options for the i5 include 4 GB of RAM and a standard hard drive.Ideally I would like to purchase more RAM (8 GB) and include the hybrid drive as well.For my road warrior users there is no option to add a broadband card, this must change before I can purchase this product.

2 Votes | 0 Comment

Categories: Desktops and Laptops, Small Business,

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