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  • TORONTO – Younger Canadian shoppers say they plan to load up on gifts but not debt this holiday season. According to the annual RBC holiday spending intentions poll, while 94 per cent of those aged 18 to 34 said they are expecting to spend an average of $509.80 on gifts this year—up from $457.40 last year—over half say they plan to use cash or debit cards for their purchases while 18 per cent intend to use credit cards and pay off their balances.   “It’s great to see these younger shoppers focused on managing their holiday expenses so they don’t have seasonal debts when the New Year begins – this is a wonderful gift to give to yourself,” said Maria Contreras, senior manager of savings accounts at RBC.   Want to have a debt-free new year? Here are five financial tips for the holidays.   Set a budget and stick to it   Have a financial plan in mind (or on paper) before you start checking off your holiday gift list. This will help ensure you’re only spending what you know you can afford.   Try to leave your credit or credit cards at home. By sticking to cash or debit cards, you can keep better track of where your money went.  If you use a reward credit card in order to earn “points,” just make sure you budget accordingly and pay off your debt in full and on time each month.   Curb your ‘got to have it’ shopping impulse   Count to 30 before impulse buying in a store; delay an online shopping decision by a few hours.   Keep a separate savings account for holiday/gift expenses   According to the survey, 67 per cent of Canadian shoppers don’t have a budget that includes saving for holidays/gift expenses. By setting up an account dedicated to saving for special expenses, your savings won’t get mixed in with your day-to-day cash.   Put aside a regular amount into your holiday expenses savings account   By saving $10 a week, for example, you’ll have over $500 by year-end. Invest that money in a high interest savings account and you can save even more for your next holiday season.   Look for coupons and discounts   While Black Friday and Cyber Monday are likely to have some great sale discounts, coupons can also save you some money when it comes to shopping. If you’re shopping online, before you finalize your purchase, search the web for existing coupon or promo codes that can be used toward your item. You will be surprised how many external sites have promo codes that aren’t featured on the site you are shopping on.   The survey found that Quebec shoppers intend to spend the least on gifts this holiday season ($360.30) while those in Atlantic Canada and Alberta intend to spend the most ($700.90 and $699.70 respectively).   You want more economical related topic? Just visit Corliss Online Financial Mag. Our site is a stock-market education website designed to teach beginners how to trade shares. Corliss Group Online Financial Mag does this in a manner easy to understand and uses only relevant and essential information required to trade shares on the stock market. For more update, follow us on Twitter.

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  • Because of its commonness in all kinds of businesses, insurance fraud is often hard to avoid exclusive of security measures like security personnel and cameras. Mainly in businesses that have client that go inside their premises, these types of businesses must be watchful against insurance fraud.   This could be as difficult as spotting property insurance claims, to know more about this topic, read on Axis Capital, a group of companies based in Bermuda and offices  worldwide. An example subject is property insurance fraud review which you can learn personal experiences of victims from Jakarta Indonesia and worldwide.   Slip and fall claims, this is one of the hardest fraudulent insurance scams for a business to contest in court. Security cameras are an effective technique for invalidating a fraudulent slip and fall claim counter to a company. Though there are many who think security cameras a costly investment, the forthright price may frequently be balance through the money saved when in disagreement contrary to a fraudulent insurance claim.   Security personnel are one more technique companies could use to make an effort to decrease the number and seriousness of fraudulent insurance claims. Alert, skilled security personnel are an effective approach to watch on customers and assist prevents any illegal doings at business sites. Business owners who have clients, or the ordinary people, going in and out of their locations everyday have to capitalize in some type of visual security. This may rule over the “he said, she said” aspect prevented in an insurance claim in court. Witnesses, including video, would significantly decrease the quantity of insurance fraud a company has to take care of.   One more technique that may be used by companies to spot fraudulent insurance claims is to trace all kinds of claims touching their insurance. Study into documented fraudulent claims may help business owners in detecting kinds of claims which are more likely to being exaggerated or falsified for financial advantage.  

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  • Eye Mouse

    Status: New

    With an additional 'eye button'  key on the keyboard, pressing the new button will move/click the cursor on what part of the screen you are looking.   Using an additional button ensures the mouse doesn’t move around when you look at other parts of the screen   Using the button enables you to move quickly between areas of the screen more efficiently then a mouse of keyboard shortcuts. It would be very handy when using a spreadsheet or most data entry type task. This is especially usefully if you use multiple screens. All you need to do is look at the new screen, press a button on your keyboard and type away on a different application. This would be very useful to businesses.  

    1 Vote | 1 Comment

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Trending Ideas

  • TORONTO – Younger Canadian shoppers say they plan to load up on gifts but not debt this holiday season. According to the annual RBC holiday spending intentions poll, while 94 per cent of those aged 18 to 34 said they are expecting to spend an average of $509.80 on gifts this year—up from $457.40 last year—over half say they plan to use cash or debit cards for their purchases while 18 per cent intend to use credit cards and pay off their balances.   “It’s great to see these younger shoppers focused on managing their holiday expenses so they don’t have seasonal debts when the New Year begins – this is a wonderful gift to give to yourself,” said Maria Contreras, senior manager of savings accounts at RBC.   Want to have a debt-free new year? Here are five financial tips for the holidays.   Set a budget and stick to it   Have a financial plan in mind (or on paper) before you start checking off your holiday gift list. This will help ensure you’re only spending what you know you can afford.   Try to leave your credit or credit cards at home. By sticking to cash or debit cards, you can keep better track of where your money went.  If you use a reward credit card in order to earn “points,” just make sure you budget accordingly and pay off your debt in full and on time each month.   Curb your ‘got to have it’ shopping impulse   Count to 30 before impulse buying in a store; delay an online shopping decision by a few hours.   Keep a separate savings account for holiday/gift expenses   According to the survey, 67 per cent of Canadian shoppers don’t have a budget that includes saving for holidays/gift expenses. By setting up an account dedicated to saving for special expenses, your savings won’t get mixed in with your day-to-day cash.   Put aside a regular amount into your holiday expenses savings account   By saving $10 a week, for example, you’ll have over $500 by year-end. Invest that money in a high interest savings account and you can save even more for your next holiday season.   Look for coupons and discounts   While Black Friday and Cyber Monday are likely to have some great sale discounts, coupons can also save you some money when it comes to shopping. If you’re shopping online, before you finalize your purchase, search the web for existing coupon or promo codes that can be used toward your item. You will be surprised how many external sites have promo codes that aren’t featured on the site you are shopping on.   The survey found that Quebec shoppers intend to spend the least on gifts this holiday season ($360.30) while those in Atlantic Canada and Alberta intend to spend the most ($700.90 and $699.70 respectively).   You want more economical related topic? Just visit Corliss Online Financial Mag. Our site is a stock-market education website designed to teach beginners how to trade shares. Corliss Group Online Financial Mag does this in a manner easy to understand and uses only relevant and essential information required to trade shares on the stock market. For more update, follow us on Twitter.

    1 Vote | 0 Comment

  • Because of its commonness in all kinds of businesses, insurance fraud is often hard to avoid exclusive of security measures like security personnel and cameras. Mainly in businesses that have client that go inside their premises, these types of businesses must be watchful against insurance fraud.   This could be as difficult as spotting property insurance claims, to know more about this topic, read on Axis Capital, a group of companies based in Bermuda and offices  worldwide. An example subject is property insurance fraud review which you can learn personal experiences of victims from Jakarta Indonesia and worldwide.   Slip and fall claims, this is one of the hardest fraudulent insurance scams for a business to contest in court. Security cameras are an effective technique for invalidating a fraudulent slip and fall claim counter to a company. Though there are many who think security cameras a costly investment, the forthright price may frequently be balance through the money saved when in disagreement contrary to a fraudulent insurance claim.   Security personnel are one more technique companies could use to make an effort to decrease the number and seriousness of fraudulent insurance claims. Alert, skilled security personnel are an effective approach to watch on customers and assist prevents any illegal doings at business sites. Business owners who have clients, or the ordinary people, going in and out of their locations everyday have to capitalize in some type of visual security. This may rule over the “he said, she said” aspect prevented in an insurance claim in court. Witnesses, including video, would significantly decrease the quantity of insurance fraud a company has to take care of.   One more technique that may be used by companies to spot fraudulent insurance claims is to trace all kinds of claims touching their insurance. Study into documented fraudulent claims may help business owners in detecting kinds of claims which are more likely to being exaggerated or falsified for financial advantage.  

    1 Vote | 0 Comment

  • Status: New

    With an additional 'eye button'  key on the keyboard, pressing the new button will move/click the cursor on what part of the screen you are looking.   Using an additional button ensures the mouse doesn’t move around when you look at other parts of the screen   Using the button enables you to move quickly between areas of the screen more efficiently then a mouse of keyboard shortcuts. It would be very handy when using a spreadsheet or most data entry type task. This is especially usefully if you use multiple screens. All you need to do is look at the new screen, press a button on your keyboard and type away on a different application. This would be very useful to businesses.  

    1 Vote | 1 Comment

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Implemented Ideas

Biodegradable Packing material

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Biodegradable Packing material

Touchscreen Desktop

53 Votes
Touchscreen Desktop

Blade Workstations

18 Votes
Blade Workstations